> ## Documentation Index
> Fetch the complete documentation index at: https://api-portal.etoro.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Submit trusted partner verification

> **Rate limit:** 60 requests per 60 seconds. This is the **default shared quota** — it is shared with every other endpoint that has no dedicated limit, so requests across those endpoints all draw from the same budget.

---

Submits trusted partner verification for the authenticated user. When the user is already at verification level 3, returns an idempotent success response without re-processing. Otherwise requires verification level 2, uploads POI/POA trusted-partner documents, and upgrades the user to level 3.



## OpenAPI

````yaml /api-reference/partners-openapi.json post /api/v1/users/verification
openapi: 3.0.1
info:
  title: eToro Api
  version: v1.342.0
  description: >-
    eToro’s public API provides access to real-time financial data, trading
    insights, and account management features, allowing developers to integrate
    eToro’s services into their applications. With access to market prices,
    historical data, and social trading information, the API empowers users to
    enhance their trading strategies. Designed for security and scalability, the
    eToro API ensures smooth and reliable integration for a variety of financial
    applications.


    For more details on integrating with eToro's public WebSocket service,
    please refer to the dedicated [WebSocket
    documentation](./websocket/websocket-doc.html).


    ## Authentication


    Every request must be authenticated with exactly one of two options: an
    OAuth 2.0 access token (`Authorization: Bearer <token>`), or the
    non-interactive credential pair (`x-api-key` + `x-user-key` headers). The
    two options are mutually exclusive — a request carrying both is rejected.
    Each operation lists the OAuth scopes that grant access as alternative
    security requirements: a bearer token needs only ONE of them, and the same
    permissions govern the credential pair.
servers:
  - url: https://public-api.etoro.com
    description: eToro Public API - Partners
security:
  - apiKeyAuth: []
    userKeyAuth: []
  - oauth2: []
tags:
  - name: OPS
  - name: KYC
  - name: Cash Accounts
  - name: FTD
  - name: Crypto Deposit
  - name: Crypto Withdrawals
  - name: Registration
  - name: Sub-Accounts
  - name: Email Verification
  - name: Trusted Partner
  - name: Phone Verification
  - name: Verification
paths:
  /api/v1/users/verification:
    post:
      tags:
        - Verification
        - Trusted Partner
      summary: Submit trusted partner verification
      description: >-
        **Rate limit:** 60 requests per 60 seconds. This is the **default shared
        quota** — it is shared with every other endpoint that has no dedicated
        limit, so requests across those endpoints all draw from the same budget.


        ---


        Submits trusted partner verification for the authenticated user. When
        the user is already at verification level 3, returns an idempotent
        success response without re-processing. Otherwise requires verification
        level 2, uploads POI/POA trusted-partner documents, and upgrades the
        user to level 3.
      operationId: submitUserVerification
      parameters:
        - name: x-request-id
          in: header
          required: true
          schema:
            type: string
            format: uuid
            example: 970a7cb1-37e2-4c78-b12d-287e3ee85165
          description: A unique request identifier.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/DocumentsDirectUserVerificationRequest'
            example:
              verificationEvidence:
                partnerReferenceId: partner-ref-1
                verificationMethod: sms
                verifiedAt: '2026-05-27T12:00:00Z'
                externalProviderId: provider-1
                externalReferenceId: ref-1
                additionalDetails: Optional notes
      responses:
        '200':
          description: Verification submitted successfully
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/DocumentsDirectUserVerificationResponse'
              example:
                success: true
                data:
                  verified: true
                  alreadyVerified: false
                  previousVerificationLevel: 2
                  verificationLevel: 3
                  verifiedAt: '2026-05-27T12:00:00Z'
                  partnerVerified: true
                  partnerReferenceId: partner-ref-1
          headers:
            RateLimit-Limit:
              description: >-
                Maximum number of requests allowed per window. This is the
                default shared pool used by every endpoint without a dedicated
                limit, so it is NOT per-endpoint — requests across those
                endpoints all draw from this one budget.
              schema:
                type: integer
              example: 60
            RateLimit-Remaining:
              description: Requests remaining in the current window for this quota.
              schema:
                type: integer
            RateLimit-Reset:
              description: Seconds until the current window resets.
              schema:
                type: integer
            RateLimit-Policy:
              description: Quota policy in the form `<limit>;w=<window-seconds>`.
              schema:
                type: string
              example: 60;w=60
        '400':
          description: >-
            Bad Request - missing or invalid verification evidence, or user not
            at verification level 2
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/DocumentsPublicErrorResponse'
              examples:
                missingEvidence:
                  summary: Missing or invalid evidence
                  value:
                    errorCode: MISSING_EVIDENCE
                    errorMessage: PartnerReferenceId is required.
                invalidVerificationLevel:
                  summary: User not at verification level 2
                  value:
                    errorCode: ValidationError
                    errorMessage: 'User must be verification level 2. Current level: 1.'
        '401':
          description: Unauthorized
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/DocumentsPublicErrorResponse'
        '422':
          description: Unprocessable Entity - verification evidence has expired
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/DocumentsPublicErrorResponse'
              example:
                errorCode: EVIDENCE_EXPIRED
                errorMessage: Verification evidence is older than 90 days.
        '429':
          description: Too Many Requests
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/DocumentsPublicErrorResponse'
          headers:
            RateLimit-Limit:
              description: >-
                Maximum number of requests allowed per window. This is the
                default shared pool used by every endpoint without a dedicated
                limit, so it is NOT per-endpoint — requests across those
                endpoints all draw from this one budget.
              schema:
                type: integer
              example: 60
            RateLimit-Remaining:
              description: Requests remaining in the current window for this quota.
              schema:
                type: integer
            RateLimit-Reset:
              description: Seconds until the current window resets.
              schema:
                type: integer
            RateLimit-Policy:
              description: Quota policy in the form `<limit>;w=<window-seconds>`.
              schema:
                type: string
              example: 60;w=60
            Retry-After:
              description: Seconds to wait before retrying.
              schema:
                type: integer
              example: 60
        '500':
          description: Internal Server Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/DocumentsPublicErrorResponse'
      security:
        - apiKeyAuth: []
          userKeyAuth: []
        - oauth2:
            - etoro-public:verification:trusted:user:write
components:
  schemas:
    DocumentsDirectUserVerificationRequest:
      type: object
      description: Trusted partner verification submission payload
      required:
        - verificationEvidence
      properties:
        verificationEvidence:
          $ref: '#/components/schemas/DocumentsVerificationEvidence'
    DocumentsDirectUserVerificationResponse:
      type: object
      required:
        - success
        - data
      properties:
        success:
          type: boolean
          description: Whether the request completed successfully
        data:
          $ref: '#/components/schemas/DocumentsDirectUserVerificationData'
    DocumentsPublicErrorResponse:
      type: object
      required:
        - errorCode
        - errorMessage
      properties:
        errorCode:
          type: string
        errorMessage:
          type: string
    DocumentsVerificationEvidence:
      type: object
      description: Partner verification evidence details
      required:
        - partnerReferenceId
        - verificationMethod
        - verifiedAt
      properties:
        partnerReferenceId:
          type: string
          description: Partner reference identifier for the verification
        verificationMethod:
          type: string
          description: Method used to verify the user (e.g. sms, document_verification)
        verifiedAt:
          type: string
          format: date-time
          description: Timestamp when verification occurred (ISO 8601)
        externalProviderId:
          type: string
          description: Required when verificationMethod is document_verification
        externalReferenceId:
          type: string
          description: External reference identifier
        additionalDetails:
          type: string
          description: Optional additional verification details
    DocumentsDirectUserVerificationData:
      type: object
      properties:
        verified:
          type: boolean
          description: Whether the user is verified after this operation
        alreadyVerified:
          type: boolean
          description: >-
            True when the user was already at verification level 3 (idempotent
            response)
        previousVerificationLevel:
          type: integer
          format: int32
          description: User verification level before this operation
        verificationLevel:
          type: integer
          format: int32
          description: User verification level after this operation
        verifiedAt:
          type: string
          format: date-time
          nullable: true
          description: >-
            Recorded verification timestamp (from trusted-partner POI when
            already verified)
        partnerVerified:
          type: boolean
          description: Whether verification was completed via trusted partner flow
        partnerReferenceId:
          type: string
          description: Partner reference identifier from the request
  securitySchemes:
    apiKeyAuth:
      type: apiKey
      in: header
      name: x-api-key
      description: >-
        API key of the application. Only valid together with the x-user-key
        header — the pair is an alternative to OAuth bearer authentication,
        never sent alongside it. The pair is granted the same permissions the
        operation's OAuth scopes describe.


        Demo credential for trying the API from these docs:
        `lhgfaslk21490FAScVPkdsb53F9dNkfHG4faZSG5vfjndfcfgdssdgsdHF4663`
      x-default: lhgfaslk21490FAScVPkdsb53F9dNkfHG4faZSG5vfjndfcfgdssdgsdHF4663
    userKeyAuth:
      type: apiKey
      in: header
      name: x-user-key
      description: >-
        User-specific authentication key. Only valid together with the x-api-key
        header — the pair is an alternative to OAuth bearer authentication,
        never sent alongside it.


        Demo credential for trying the API from these docs:
        `eyJlYW4iOiJVbnJlZ2lzdGVyZWRBcHBsaWNhdGlvbiIsImVrIjoiOE5sZ2cwcW5EUVdROUFNWGpXT2lmOWktZnpidG5KcUlqWGJ3WHJZZkpZcldrbG90ZEhvLVBjSWhQaU8xU1ZtMW84aU1WZGZqN2xWNzFjLXFxLmcybXE1dnh4Q1hUT25xaWRUaTFlcEhmVk1fIn0_`
      x-default: >-
        eyJlYW4iOiJVbnJlZ2lzdGVyZWRBcHBsaWNhdGlvbiIsImVrIjoiOE5sZ2cwcW5EUVdROUFNWGpXT2lmOWktZnpidG5KcUlqWGJ3WHJZZkpZcldrbG90ZEhvLVBjSWhQaU8xU1ZtMW84aU1WZGZqN2xWNzFjLXFxLmcybXE1dnh4Q1hUT25xaWRUaTFlcEhmVk1fIn0_
    oauth2:
      type: oauth2
      description: >-
        eToro OAuth2 — send the access token as `Authorization: Bearer <token>`.
        Each operation lists the scopes that grant access as separate `security`
        requirements (OpenAPI OR semantics): the caller's token only needs ONE
        of them — you do NOT need all of them. Mutually exclusive with the
        x-api-key/x-user-key credential pair: never send both.
      flows:
        authorizationCode:
          authorizationUrl: ''
          tokenUrl: ''
          scopes:
            etoro-public:demo:read: Grants access to the 'etoro-public:demo:read' scope.
            etoro-public:kyc:answers:read: Grants access to the 'etoro-public:kyc:answers:read' scope.
            etoro-public:kyc:answers:write: Grants access to the 'etoro-public:kyc:answers:write' scope.
            etoro-public:kyc:questions:read: Grants access to the 'etoro-public:kyc:questions:read' scope.
            etoro-public:kyc:read: Grants access to the 'etoro-public:kyc:read' scope.
            etoro-public:kyc:regulations:read: Grants access to the 'etoro-public:kyc:regulations:read' scope.
            etoro-public:kyc:write: Grants access to the 'etoro-public:kyc:write' scope.
            etoro-public:money.accounts:read: Grants access to the 'etoro-public:money.accounts:read' scope.
            etoro-public:money.accounts:write: Grants access to the 'etoro-public:money.accounts:write' scope.
            etoro-public:money.deposit.crypto:read: >-
              Grants access to the 'etoro-public:money.deposit.crypto:read'
              scope.
            etoro-public:money.deposit.crypto:write: >-
              Grants access to the 'etoro-public:money.deposit.crypto:write'
              scope.
            etoro-public:money.ftd:read: Grants access to the 'etoro-public:money.ftd:read' scope.
            etoro-public:money.ftd:write: Grants access to the 'etoro-public:money.ftd:write' scope.
            etoro-public:money.withdraw.crypto:read: >-
              Grants access to the 'etoro-public:money.withdraw.crypto:read'
              scope.
            etoro-public:money.withdraw.crypto:write: >-
              Grants access to the 'etoro-public:money.withdraw.crypto:write'
              scope.
            etoro-public:partner-default: Grants access to the 'etoro-public:partner-default' scope.
            etoro-public:partner:registration:read: >-
              Grants access to the 'etoro-public:partner:registration:read'
              scope.
            etoro-public:partner:registration:write: >-
              Grants access to the 'etoro-public:partner:registration:write'
              scope.
            etoro-public:real:read: Grants access to the 'etoro-public:real:read' scope.
            etoro-public:sub-accounts:delete: Grants access to the 'etoro-public:sub-accounts:delete' scope.
            etoro-public:verification.address:read: >-
              Grants access to the 'etoro-public:verification.address:read'
              scope.
            etoro-public:verification.address:write: >-
              Grants access to the 'etoro-public:verification.address:write'
              scope.
            etoro-public:verification.email:write: >-
              Grants access to the 'etoro-public:verification.email:write'
              scope.
            etoro-public:verification.personaldetails:read: >-
              Grants access to the
              'etoro-public:verification.personaldetails:read' scope.
            etoro-public:verification.personaldetails:write: >-
              Grants access to the
              'etoro-public:verification.personaldetails:write' scope.
            etoro-public:verification.phone:write: >-
              Grants access to the 'etoro-public:verification.phone:write'
              scope.
            etoro-public:verification.trusted.email:write: >-
              Grants access to the
              'etoro-public:verification.trusted.email:write' scope.
            etoro-public:verification.trusted.phone:write: >-
              Grants access to the
              'etoro-public:verification.trusted.phone:write' scope.
            etoro-public:verification:trusted:user:write: >-
              Grants access to the
              'etoro-public:verification:trusted:user:write' scope.

````