> ## Documentation Index
> Fetch the complete documentation index at: https://api-portal.etoro.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Verify phone with verification code

> **Rate limit:** 60 requests per 60 seconds. This is a **shared quota** — the same budget is consumed by a group of related endpoints, so calling any of them reduces what is left for the others (you cannot call each at the full rate independently). Endpoints sharing this quota:
- `POST /api/v1/users/phone/verifications`
- `POST /api/v1/users/phone/verifications/direct-confirmations`

---

Verifies the phone number using the verification code sent during initiation. The referenceId from the initiate step is required.



## OpenAPI

````yaml /api-reference/partners-openapi.json post /api/v1/users/phone/verifications/confirmations
openapi: 3.0.1
info:
  title: eToro Api
  version: v1.342.0
  description: >-
    eToro’s public API provides access to real-time financial data, trading
    insights, and account management features, allowing developers to integrate
    eToro’s services into their applications. With access to market prices,
    historical data, and social trading information, the API empowers users to
    enhance their trading strategies. Designed for security and scalability, the
    eToro API ensures smooth and reliable integration for a variety of financial
    applications.


    For more details on integrating with eToro's public WebSocket service,
    please refer to the dedicated [WebSocket
    documentation](./websocket/websocket-doc.html).


    ## Authentication


    Every request must be authenticated with exactly one of two options: an
    OAuth 2.0 access token (`Authorization: Bearer <token>`), or the
    non-interactive credential pair (`x-api-key` + `x-user-key` headers). The
    two options are mutually exclusive — a request carrying both is rejected.
    Each operation lists the OAuth scopes that grant access as alternative
    security requirements: a bearer token needs only ONE of them, and the same
    permissions govern the credential pair.
servers:
  - url: https://public-api.etoro.com
    description: eToro Public API - Partners
security:
  - apiKeyAuth: []
    userKeyAuth: []
  - oauth2: []
tags:
  - name: OPS
  - name: KYC
  - name: Cash Accounts
  - name: FTD
  - name: Crypto Deposit
  - name: Crypto Withdrawals
  - name: Registration
  - name: Sub-Accounts
  - name: Email Verification
  - name: Trusted Partner
  - name: Phone Verification
  - name: Verification
paths:
  /api/v1/users/phone/verifications/confirmations:
    post:
      tags:
        - Phone Verification
      summary: Verify phone with verification code
      description: >-
        **Rate limit:** 60 requests per 60 seconds. This is a **shared quota** —
        the same budget is consumed by a group of related endpoints, so calling
        any of them reduces what is left for the others (you cannot call each at
        the full rate independently). Endpoints sharing this quota:

        - `POST /api/v1/users/phone/verifications`

        - `POST /api/v1/users/phone/verifications/direct-confirmations`


        ---


        Verifies the phone number using the verification code sent during
        initiation. The referenceId from the initiate step is required.
      operationId: verifyPhone
      parameters:
        - name: X-Request-ID
          in: header
          required: true
          schema:
            type: string
            format: uuid
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/VerifyPhoneVerificationRequest'
      responses:
        '200':
          description: Phone verified successfully
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/VerifyPhoneVerificationResponse'
          headers:
            RateLimit-Limit:
              description: >-
                Maximum number of requests allowed per window. This budget is
                SHARED across 3 endpoints (it is NOT per-endpoint): a request to
                any endpoint in the group spends the same budget. See this
                operation's description for the full list of endpoints sharing
                it.
              schema:
                type: integer
              example: 60
            RateLimit-Remaining:
              description: Requests remaining in the current window for this quota.
              schema:
                type: integer
            RateLimit-Reset:
              description: Seconds until the current window resets.
              schema:
                type: integer
            RateLimit-Policy:
              description: Quota policy in the form `<limit>;w=<window-seconds>`.
              schema:
                type: string
              example: 60;w=60
        '400':
          description: >-
            Validation error. Error codes: GcidMustBePositive,
            RequestBodyRequired, ReferenceIdRequired, InvalidVerificationCode.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ContactVrfB_ErrorResponse'
        '401':
          description: Missing or invalid API key.
        '403':
          description: 'Operation not permitted. Error code: PhoneTaken.'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ContactVrfB_ErrorResponse'
        '409':
          description: >-
            Conflict. Error codes: AlreadyHasVerifiedPhone,
            CodeVerificationFailed, PhaseCodeVerificationFailed.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ContactVrfB_ErrorResponse'
        '429':
          description: 'Rate limit exceeded. Error code: TooManyRequests.'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ContactVrfB_ErrorResponse'
          headers:
            RateLimit-Limit:
              description: >-
                Maximum number of requests allowed per window. This budget is
                SHARED across 3 endpoints (it is NOT per-endpoint): a request to
                any endpoint in the group spends the same budget. See this
                operation's description for the full list of endpoints sharing
                it.
              schema:
                type: integer
              example: 60
            RateLimit-Remaining:
              description: Requests remaining in the current window for this quota.
              schema:
                type: integer
            RateLimit-Reset:
              description: Seconds until the current window resets.
              schema:
                type: integer
            RateLimit-Policy:
              description: Quota policy in the form `<limit>;w=<window-seconds>`.
              schema:
                type: string
              example: 60;w=60
            Retry-After:
              description: Seconds to wait before retrying.
              schema:
                type: integer
              example: 60
        '500':
          description: >-
            Internal error. Error code: FailedToEnable2fa (only when enable2Fa
            is true).
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ContactVrfB_ErrorResponse'
      security:
        - apiKeyAuth: []
          userKeyAuth: []
        - oauth2:
            - etoro-public:verification.phone:write
components:
  schemas:
    VerifyPhoneVerificationRequest:
      type: object
      required:
        - referenceId
        - verificationCode
      properties:
        referenceId:
          type: string
          description: Reference ID from the initiate step.
          example: ref_abc123xyz
        verificationCode:
          type: string
          description: Verification code received via SMS or voice call.
          pattern: ^[0-9]{4,8}$
          example: '123456'
        enable2Fa:
          type: boolean
          description: >-
            When true, enables two-factor authentication upon successful
            verification.
          example: false
    VerifyPhoneVerificationResponse:
      type: object
      properties:
        success:
          type: boolean
          example: true
        data:
          type: object
          properties:
            phoneVerified:
              type: boolean
              description: Whether phone is now verified.
              example: true
            verificationLevel:
              type: integer
              description: User's new verification level.
              example: 1
            verifiedAt:
              type: string
              format: date-time
              description: Timestamp of verification (UTC).
              example: '2026-05-03T12:10:00Z'
    ContactVrfB_ErrorResponse:
      type: object
      properties:
        success:
          type: boolean
          example: false
        error:
          type: object
          properties:
            code:
              type: string
              example: InvalidPhoneCountryCode
            message:
              type: string
              example: PhoneCountryCode must be a valid E.164 country code prefix.
            details:
              type: string
              nullable: true
            field:
              type: string
              nullable: true
              description: The field that failed validation (400 responses only).
            value:
              nullable: true
              description: The value that failed validation (400 responses only.)
  securitySchemes:
    apiKeyAuth:
      type: apiKey
      in: header
      name: x-api-key
      description: >-
        API key of the application. Only valid together with the x-user-key
        header — the pair is an alternative to OAuth bearer authentication,
        never sent alongside it. The pair is granted the same permissions the
        operation's OAuth scopes describe.


        Demo credential for trying the API from these docs:
        `lhgfaslk21490FAScVPkdsb53F9dNkfHG4faZSG5vfjndfcfgdssdgsdHF4663`
      x-default: lhgfaslk21490FAScVPkdsb53F9dNkfHG4faZSG5vfjndfcfgdssdgsdHF4663
    userKeyAuth:
      type: apiKey
      in: header
      name: x-user-key
      description: >-
        User-specific authentication key. Only valid together with the x-api-key
        header — the pair is an alternative to OAuth bearer authentication,
        never sent alongside it.


        Demo credential for trying the API from these docs:
        `eyJlYW4iOiJVbnJlZ2lzdGVyZWRBcHBsaWNhdGlvbiIsImVrIjoiOE5sZ2cwcW5EUVdROUFNWGpXT2lmOWktZnpidG5KcUlqWGJ3WHJZZkpZcldrbG90ZEhvLVBjSWhQaU8xU1ZtMW84aU1WZGZqN2xWNzFjLXFxLmcybXE1dnh4Q1hUT25xaWRUaTFlcEhmVk1fIn0_`
      x-default: >-
        eyJlYW4iOiJVbnJlZ2lzdGVyZWRBcHBsaWNhdGlvbiIsImVrIjoiOE5sZ2cwcW5EUVdROUFNWGpXT2lmOWktZnpidG5KcUlqWGJ3WHJZZkpZcldrbG90ZEhvLVBjSWhQaU8xU1ZtMW84aU1WZGZqN2xWNzFjLXFxLmcybXE1dnh4Q1hUT25xaWRUaTFlcEhmVk1fIn0_
    oauth2:
      type: oauth2
      description: >-
        eToro OAuth2 — send the access token as `Authorization: Bearer <token>`.
        Each operation lists the scopes that grant access as separate `security`
        requirements (OpenAPI OR semantics): the caller's token only needs ONE
        of them — you do NOT need all of them. Mutually exclusive with the
        x-api-key/x-user-key credential pair: never send both.
      flows:
        authorizationCode:
          authorizationUrl: ''
          tokenUrl: ''
          scopes:
            etoro-public:demo:read: Grants access to the 'etoro-public:demo:read' scope.
            etoro-public:kyc:answers:read: Grants access to the 'etoro-public:kyc:answers:read' scope.
            etoro-public:kyc:answers:write: Grants access to the 'etoro-public:kyc:answers:write' scope.
            etoro-public:kyc:questions:read: Grants access to the 'etoro-public:kyc:questions:read' scope.
            etoro-public:kyc:read: Grants access to the 'etoro-public:kyc:read' scope.
            etoro-public:kyc:regulations:read: Grants access to the 'etoro-public:kyc:regulations:read' scope.
            etoro-public:kyc:write: Grants access to the 'etoro-public:kyc:write' scope.
            etoro-public:money.accounts:read: Grants access to the 'etoro-public:money.accounts:read' scope.
            etoro-public:money.accounts:write: Grants access to the 'etoro-public:money.accounts:write' scope.
            etoro-public:money.deposit.crypto:read: >-
              Grants access to the 'etoro-public:money.deposit.crypto:read'
              scope.
            etoro-public:money.deposit.crypto:write: >-
              Grants access to the 'etoro-public:money.deposit.crypto:write'
              scope.
            etoro-public:money.ftd:read: Grants access to the 'etoro-public:money.ftd:read' scope.
            etoro-public:money.ftd:write: Grants access to the 'etoro-public:money.ftd:write' scope.
            etoro-public:money.withdraw.crypto:read: >-
              Grants access to the 'etoro-public:money.withdraw.crypto:read'
              scope.
            etoro-public:money.withdraw.crypto:write: >-
              Grants access to the 'etoro-public:money.withdraw.crypto:write'
              scope.
            etoro-public:partner-default: Grants access to the 'etoro-public:partner-default' scope.
            etoro-public:partner:registration:read: >-
              Grants access to the 'etoro-public:partner:registration:read'
              scope.
            etoro-public:partner:registration:write: >-
              Grants access to the 'etoro-public:partner:registration:write'
              scope.
            etoro-public:real:read: Grants access to the 'etoro-public:real:read' scope.
            etoro-public:sub-accounts:delete: Grants access to the 'etoro-public:sub-accounts:delete' scope.
            etoro-public:verification.address:read: >-
              Grants access to the 'etoro-public:verification.address:read'
              scope.
            etoro-public:verification.address:write: >-
              Grants access to the 'etoro-public:verification.address:write'
              scope.
            etoro-public:verification.email:write: >-
              Grants access to the 'etoro-public:verification.email:write'
              scope.
            etoro-public:verification.personaldetails:read: >-
              Grants access to the
              'etoro-public:verification.personaldetails:read' scope.
            etoro-public:verification.personaldetails:write: >-
              Grants access to the
              'etoro-public:verification.personaldetails:write' scope.
            etoro-public:verification.phone:write: >-
              Grants access to the 'etoro-public:verification.phone:write'
              scope.
            etoro-public:verification.trusted.email:write: >-
              Grants access to the
              'etoro-public:verification.trusted.email:write' scope.
            etoro-public:verification.trusted.phone:write: >-
              Grants access to the
              'etoro-public:verification.trusted.phone:write' scope.
            etoro-public:verification:trusted:user:write: >-
              Grants access to the
              'etoro-public:verification:trusted:user:write' scope.

````